Hal Timinsky, NMLS# 173473, is a dedicated Mortgage Loan Originator committed to providing a seamless and personalized lending experience. Specializing in both home purchase and refinance options, Hal leverages his extensive mortgage industry knowledge and local market expertise to identify optimal financing solutions tailored to each client's unique needs. He prioritizes clear communication and attentive service throughout the entire loan process, ensuring clients are well-informed and confident. Hal's commitment extends beyond closing, proactively advising clients on potential opportunities arising from market changes. Trust Hal's experience to navigate the complexities of your mortgage, providing expert guidance and exceptional service every step of the way.