Seasoned Mortgage Loan Officer with 20+ years guiding clients through the home financing process. Expert in Conventional, FHA, and VA loans, from application to closing. I leverage Bell Bank Mortgage's legacy as Minnesota's oldest mortgage banking firm and its partnership with the region's largest privately held bank to secure exclusive programs and competitive rates. Dedicated to providing exceptional customer service and finding the perfect mortgage solution for your unique needs. Let my experience work for you in today's complex market.