**Mortgage Expert | Charlotte, NC**
With 25 years in the mortgage industry, Heather brings extensive experience in loan origination, processing, HR, and compliance to every client interaction. Specializing in Conventional, FHA, VA, and USDA loans, she leverages her deep knowledge to secure optimal financing solutions. Heather is committed to providing exceptional customer service, building rapport, and ensuring a smooth, personalized mortgage experience. A Charlotte resident for 26 years, she combines professional expertise with a genuine understanding of the local community.