Experienced Loan Officer specializing in navigating complex mortgages. With a Business Management degree and 18+ years in the mortgage industry since 2005, I possess deep expertise in mortgage guidelines, credit analysis, self-employed income, and intricate tax returns. I'm passionate about empowering clients and colleagues with mortgage knowledge, providing clear guidance throughout the loan process. Proudly serving the valley since 2001, I bring local market insight and a commitment to personalized service. Let's achieve your homeownership goals together.