Seasoned Mortgage Loan Officer with 30+ years guiding clients to homeownership. Expert in Renovation Loans (Fannie Mae, FHA, VA) alongside Conventional, Jumbo, FHA, VA, USDA, and Maryland Mortgage Program options. I provide tailored loan solutions, leveraging a comprehensive product suite to meet diverse needs. My processing and closing background ensures a seamless experience. Expect transparent communication, clear timelines, and proactive updates for on-time closings and competitive rates. Let's find the perfect mortgage for you.