Seasoned Mortgage Loan Officer with 16+ years guiding clients through successful real estate transactions. Licensed in multiple states and NMLS-certified (6909th nationwide), I leverage deep industry knowledge to simplify the home buying or refinancing process. I act as your dedicated advocate, securing optimal loan terms for your unique needs. Expertise spans residential (single/multi-family, new construction), commercial financing, and diverse loan types: conforming, Jumbo, VA, FHA, and condo financing (warrantable/non-warrantable). No loan is too big or small. Partner with a trusted professional backed by a reputable company.