Mortgage Expert at Winnsboro State Bank & Trust, Howard Smith helps Louisiana clients achieve their homeownership dreams. Specializing in mortgages, Howard provides personalized guidance and financial expertise to navigate the loan process seamlessly. He works with clients to identify optimal mortgage solutions tailored to their individual needs. Available during business hours (9 AM - 5 PM) at Winnsboro State Bank & Trust in Winnsboro, LA. Contact Howard today for expert mortgage assistance.