Mortgage expert Ian Smith brings 22+ years of experience to helping clients achieve homeownership. Starting with a small lender in New York, Ian built his career on product knowledge and exceptional customer service, earning the trust of borrowers and realtors alike. Specializing in FHA, VA, USDA, and conforming loans, he cultivates lasting relationships with realtors and builders. A cancer survivor since 2014, Ian values the support he received and treats every client like family. He and his wife, his high school sweetheart of 35+ years, have four children.