Your dedicated bilingual (Spanish/English) mortgage lender, specializing in finding optimal home financing solutions. I offer FHA, VA, USDA, and Conventional loans for purchasing, refinancing, investing, debt consolidation, second homes, and first-time buyers. My team expertly guides you from application to closing, providing competitive rates and exceptional service. As a direct lender, we handle processing, underwriting, and closing in-house for a seamless experience. I prioritize clear communication and personalized guidance to empower confident decisions. Referrals are the heart of my business; I'm never too busy to help your friends and family. Contact Ileana Garza at 219-850-3775 or ileana.garza@htlenders.com for expert mortgage advice.