Mortgage expert with 35+ years experience and $3.4B+ in closed loans. Nationally ranked in the top 1%, I help clients secure optimal mortgage solutions and rates, tailored to their unique needs. NMLS #531676. Licensed in most U.S. states, I offer a streamlined closing process and exceptional service, backed by rave reviews. Specializing in refinancing to save you money, I provide ongoing market insights post-closing. Contact me for a complimentary home buying consultation covering mortgages, real estate, and title services. Maximize your buying power and minimize costs with my guidance. West Bloomfield resident, dog lover.