Mortgage expert Jim Hughes, Co-Owner of Encore Lending Group, delivers personalized mortgage and refinancing solutions with unparalleled customer service. With 23 years of housing and mortgage experience, Jim leverages his deep industry knowledge and commitment to continuing education to secure competitive rates and the best loan options for his clients. Encore Lending Group offers a diverse portfolio, including VA, FHA, THDA, and USDA loans. Jim believes in building lasting relationships and providing tailored mortgage solutions, not one-size-fits-all approaches. He is dedicated to exceeding client expectations and earning their trust.