Southern Connecticut native James McNiff Jr. leverages two decades of finance expertise at Total Mortgage to guide borrowers through the lending process. A Catholic University of America graduate, James has built a thriving, referral-based business, closing over $500 million in loans nationwide. Recognized as Loan Officer of the Year six times and boasting a 5-star Zillow rating, James prioritizes a consultative approach, tailoring solutions to individual needs. With nearly 80% of his business stemming from repeat clients and referrals, James is a trusted resource for both first-time homebuyers and seasoned investors.