Mortgage Broker at Home Mortgage Solutions Inc (HMS): Your advocate for optimal home financing. As an independent mortgage broker, I work for you, not the bank, to find the best rates and loan programs for your unique needs. Specializing in residential mortgages, including purchase, refinance, and new construction, I offer a wide range of options: Conventional, FHA, VA, High LTV Jumbo, Reverse Mortgages, Renovation, and Non-QM loans. Let me help you achieve homeownership or refinance your existing mortgage for significant savings.