Your dedicated loan officer specializing in diverse financing solutions. I navigate the complexities of Conventional, FHA, VA, and USDA loans, including streamline refinances and specialized programs like Home One, HomeReady, and Home Possible. Expertise includes condotels, doctor loans (up to 97% LTV), DSCR loans, and options for borrowers with a 580 FICO (FHA with DU approval). I offer creative solutions like asset depletion, non-warrantable condo financing, self-employed borrower programs (one year tax return), investor bridge loans, fix-and-flip, and jumbo/super jumbo loans (up to $30M). Also proficient in VA Jumbo/IRRRLs, buydowns, ITIN/Foreign National loans, down payment assistance, renovation loans (FHA 203k), and manufactured home financing. Contact me for expert guidance and personalized loan options.