Experienced loan officer with 21+ years in banking, specializing in construction lending and adept at navigating FHA/VA, conventional, and first-time homebuyer programs. Serving borrowers across Minnesota and western Wisconsin, I provide expert guidance for building, remodeling, purchasing, or refinancing. As a Dakota County CDA and MHFA certified loan officer, I offer comprehensive First-Time Homebuyer Assistance Programs statewide. Contact me today for personalized mortgage solutions. Proven track record: Minnesota Housing Platinum Level Top Producer (2017) and multiple Gold Level awards (2013-2016). Dakota County featured lender (2017).