**Jay Pena: Your California Mortgage Expert**
Seeking a seamless home financing experience? Jay Pena, Senior Loan Officer at NOVA Home Loans (NMLS #3087), guides California homebuyers through every step. With NMLS #448311, Jay leverages extensive knowledge and personalized service to secure the optimal mortgage solution for your unique needs.
Licensed by the CA Department of Financial Protection and Innovation (CRMLA #4131230, CFL #6036566), Jay ensures compliance and transparency. Loans are made or arranged pursuant to a California Financing Law License. Contact Jay today for expert mortgage advice and unlock your homeownership dreams. Equal Housing Opportunity.