Experienced Loan Officer specializing in diverse financing options: Conventional, FHA (including 203k), USDA, VA, and Home Style Renovation loans. With 22 years navigating complex lending landscapes, I provide personalized solutions and FHA financing starting at a 580 FICO. My credit analysis tools can potentially boost your score. As your dedicated point of contact from application to closing, I offer the agility of a smaller mortgage bank. Prequalification letters are fast, free, and available 7 days a week. Expedited closings are available. Contact me to discuss your unique needs. NMLS 76988770 | Bay Equity | Tamalpais Drive, Suite 207 Corte Madera, CA 94925, Illinois Residential Mortgage License # MB067614094, Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601, 1-888-473-4858.