Top 1% Loan Originator Jeff Halbert, Branch Sales Manager at First Home Mortgage in Dunkirk, MD, has been guiding homebuyers since 2001. Specializing in exceptional customer service, Jeff simplifies the mortgage process with a proven five-step program focused on education, personalized financing, transparent communication, and on-time closings without surprises. He's dedicated to building lasting relationships, offering annual mortgage check-ups to ensure long-term client satisfaction. Jeff excels in assisting first-time homebuyers and veterans. A University of Maryland and San Diego State University graduate, Jeff resides in Calvert County with his family. Contact Jeff for expert mortgage advice.