Experienced loan officer since 2002, Jeff Johnson delivers exceptional service with integrity, guiding you personally through every step of your home buying journey. Unlike others, you'll work directly with Jeff, ensuring accurate pre-approvals and on-time closings. Jeff's responsiveness, including evenings and weekends, gives you a competitive edge in today's market. He leverages cutting-edge software to compare loan options and optimize your loan structure for the lowest overall cost, plus provides expert rate forecasts to time your lock effectively. Award-winning and top-rated on Zillow, Yelp, and Google. NMLS 102315. Megastar Financial Corp NMLS 3043. www.nmlsconsumeraccess.org