**Mortgage Loan Officer: Jeff Garman**
Driven by a foundation of discipline and service gained during his Navy years, Jeff Garman brings over two decades of financial expertise to helping families achieve their homeownership dreams. Since 1999, he has guided countless individuals through the mortgage process with a commitment to personalized solutions. A Colorado native, Jeff combines his passion for the outdoors with a dedication to serving his community. Let Jeff's experience and integrity work for you.