Dedicated loan officer with Obsidian Financial Services, guiding clients through every step of the mortgage process since 2004. Specializing in understanding your unique financial goals and crafting personalized mortgage solutions. Extensive knowledge of diverse loan programs, including USDA, FHA, VA, Conventional, Jumbo, Renovation, and Reverse Mortgages. Don't let credit challenges deter you; I'm committed to finding the right path to homeownership. Contact me today to explore your options.