Tristate area Community Home Lending Advisor with 3 years experience. Specializing in mortgages for all needs: pre-qualification, low-to-moderate income programs, FHA, fixed-rate, first-time homebuyer, conforming, and jumbo loans. Whether you are expanding, downsizing, or buying your first or second home, I can help you find the perfect mortgage solution. I provide clear explanations, answer your questions, and guide you through every step, ensuring a positive and informed lending experience. Let's review your finances and find the best mortgage for you.