Experienced Loan Officer dedicated to providing exceptional customer service throughout the entire mortgage process. With 8+ years in financial counseling, I specialize in credit repair, underwriting, loan modification, and expert negotiation to secure the best terms for my clients. I empower borrowers with knowledge of diverse mortgage options, including FHA, Conventional, VA, USDA, and down payment assistance programs. I assist first-time homebuyers, investors, and those seeking refinancing. Fluent in English and Spanish, I am committed to helping you achieve your homeownership goals. Contact me today for personalized guidance.