Experienced loan officer with 12+ years in mortgage-backed securities and consumer finance. I guide clients through the entire mortgage process, from product comparison to pre-underwriting, ensuring a smooth experience. Direct communication with borrowers and real estate partners is a priority. My expertise includes structuring loans for diverse needs, including low down payments, credit challenges, and jumbo loans. I deliver Fortune 500-level professionalism and integrity to every client, regardless of loan size. As a local lender, I offer personalized service and quick issue resolution through close collaboration with in-house underwriting, processing, and closing teams. We utilize local appraisers and provide a full suite of loan products, including FHA, VA, jumbo loans, and down payment assistance programs. Available 24/7 to serve your mortgage needs.