JJ, CFR Mortgage LLC NMLS#2474471, is a lending expert and U.S. Army veteran. His military precision and quality control background ensure meticulous attention to detail, simplifying urban property purchases for Twin Cities borrowers. JJ's deep knowledge of local loft and condo projects streamlines the financing process, saving clients valuable time. He expertly navigates complex mortgage requirements, from owner-occupied ratios to building project financials. JJ provides exceptional service through clear communication, guiding you seamlessly to mortgage approval.