Experienced Mortgage Banker | Joan M McGillivray NMLS #224416
Driven by a lifelong passion for financial markets since 2003, I help clients achieve their property ownership goals through purchase or refinance. My commitment to clear communication and diligent follow-through ensures a smooth lending experience.
Specializing in serving self-employed, 1099, high-net-worth, and W-2 clients across multiple states. I offer diverse loan programs, including Alt A, asset-based, conforming/non-conforming, DPA, and government loans (FHA, VA, USDA), plus JUMBO options.
Certified VA Loan Officer and Lean Six Sigma Green Belt. Backed by a 5-star Zillow rating and a history of successful financial consulting since 1982. Referrals from clients and realtors are welcomed. Let's discuss your financial needs.