Windsor, Virginia Mortgage Expert: Joanne Joyner at TowneBank. Specializing in conventional and FHA loans, Joanne expertly guides homebuyers through every step of the mortgage process, ensuring a seamless and stress-free experience. Reach Joanne Monday-Friday, 9 AM to 5 PM, with extended Friday hours until 6 PM. Closed weekends. Contact Joanne today for personalized mortgage solutions.