Top-producing mortgage lender in the tri-state area (top 2%) dedicated to providing personalized home financing solutions. As a trusted mortgage consultant, I specialize in tailoring competitive loan options to meet your unique needs. My expertise includes low down payment programs, often without PMI, for purchases, new construction, and refinancing. I offer expert guidance and dedicated support throughout the entire loan process, ensuring a smooth and successful experience. Let me help you achieve your homeownership goals with a customized mortgage strategy.