Experienced loan officer with 28 years of expertise, dedicated to providing tailored lending solutions. I prioritize understanding your unique financial needs and guiding you through every step of the loan process with patience and clarity. Specializing in purchase loans, first-time homebuyer programs, down payment assistance, VA, USDA, construction, rehab, investment property loans, and refinances. Let my experience work for you. Call today for a personalized consultation. NMLS# 21808. Licensing information available upon request.