JV

Joe Valencia

Residential Mortgage Loan Originator

Loan Officer

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About

Experienced Loan Officer | NEXA Mortgage | AZ, CA, TX (NMLS #186006) Dedicated mortgage professional with 19+ years experience across loan servicing, correspondent lending, and brokerage. I provide expert guidance on pre-qualifications, refinancing (rate reduction, cash flow improvement, cash-out), and home purchase mortgages. I excel at simplifying complex topics like escrow accounts. Bilingual (English/Spanish). Contact me today for personalized mortgage solutions.

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