Idaho-based Loan Officer Joel leverages decades of experience to guide clients through the mortgage process. Formerly a real estate agent and brokerage owner, Joel possesses a comprehensive understanding of real estate transactions and market dynamics. His accounting background strengthens his analytical skills, enabling him to expertly assess loan options and identify optimal solutions for home purchases, refinancing, and investment properties. Licensed in Washington and Idaho via the NMLS, Joel specializes in loan analysis and problem-solving, ensuring personalized service. A Hayden, Idaho resident, Joel enjoys family time and home improvement projects.