West Michigan native Joel is a seasoned Mortgage Loan Officer dedicated to finding the perfect loan solution for your unique needs. With a proven track record in financial services, Joel expertly navigates a wide range of loan programs, including Fannie Mae, Freddie Mac, Jumbo, Non-Warrantable Condos, Renovation, FHA, VA, USDA, and Investment Properties. Backed by a Bachelor of Business Administration from Saginaw Valley State University, Joel combines sharp financial acumen with clear, effective communication to guide you through every step of the mortgage process. Let Joel's expertise simplify your home financing journey.