Bethalto, Illinois, residents seeking mortgage solutions can connect with Joel Ray, a dedicated Loan Officer at U.S. Bank. Joel provides expert guidance through every step of the home buying journey, from initial pre-qualification to final closing. He leverages U.S. Bank's robust resources to deliver a seamless and dependable mortgage experience. Available Monday through Friday, 9 AM to 5 PM, Joel is committed to helping individuals and families achieve their homeownership dreams. Contact Joel Ray at U.S. Bank for personalized mortgage assistance.