Experienced residential lender (33+ years in AZ & CA) specializing in helping individuals and families achieve their homeownership dreams. I expertly guide diverse clients, including military personnel, divorcees, single parents, first-time buyers, healthcare professionals, and retirees, through every step of the mortgage process. My focus is on building lasting relationships and providing personalized service to help you build wealth through strategic real estate investments. Passionate about helping families secure their future. Outside of work, I enjoy golf, boating, and exploring the outdoors.