Driven loan originator leveraging 20+ years of business ownership experience and deep industry insight gained alongside a seasoned mortgage professional. Dedicated to providing exceptional service and helping clients achieve homeownership or optimize their financial well-being.
Cardinal Financial: A full-service mortgage lender and broker offering diverse in-house products and competitive rates. Specializing in: low credit scores (580+), flexible down payment options, self-employed borrowers (1 year), post-bankruptcy/foreclosure solutions, non-warrantable condos, construction/fix-and-flip loans, bank statement loans, and foreign national programs. We also offer Jumbo financing and government-backed loans.
Licensed in Washington (MLO-1847237) and California (CA-DBO1847237).
John Cosser NMLS #1847237. Equal Housing Opportunity.
Licensing information: nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/66247 and cardinalfinancial.com/nmls-licensing. Cardinal Financial Company, Limited Partnership NMLS 66247.