Toledo, Ohio Mortgage Loan Officer with 20+ years experience specializing in simplifying home buying and refinancing. Guiding clients through every step, from preapproval to closing, I offer personalized mortgage solutions tailored to your unique financial situation. Expertise includes conventional, government, and specialty loans. KeyBank clients receive a special 0.25% interest rate discount. Contact me today to explore mortgage options, understand current rates, and determine your ideal home budget. Your dream home starts here.