Bay City, Michigan mortgage expert John Hempton II at Thumb Bank & Trust helps clients navigate the home buying process. Specializing in mortgages, John provides personalized lending solutions within the Bay City area. He leverages his deep mortgage industry knowledge to guide you through every step, from application to closing. Available during business hours, 9 AM to 5 PM, John is ready to assist with your mortgage needs. Contact John Hempton II at Thumb Bank & Trust today for expert mortgage advice.