Your dedicated mortgage advisor, committed to making homeownership a reality. I guide you through every step, from initial consultation to on-time closing, with personalized service and competitive rates. Specializing in VA loans, I leverage my military background to serve veterans and active-duty personnel. My finance expertise and MBA help identify potential tax benefits during refinancing or purchase. Let's explore your mortgage options and achieve your homeownership goals. NMLS ID #150953 (www.nmlsconsumeraccess.org). An Equal Housing Lender. NEO Home Loans a dba of Luminate Home Loans, Inc.