**John Baldwin: Your Virginia Peninsula Mortgage Expert**
With 25 years at Atlantic Bay Mortgage Group, John Baldwin brings unparalleled experience to your home financing journey. Since 1999, he's guided over 1,000 clients through VA, Jumbo, Conventional, FHA, and USDA loans, mastering the intricacies of deal structuring. John prioritizes understanding your unique needs, offering personalized advice and clear communication every step of the way. He builds strong relationships through active listening, ensuring a smooth and informed mortgage experience. Let John's expertise and client-focused approach help you achieve your homeownership goals.