Seasoned Loan Officer with 25+ years of banking expertise, specializing in commercial and business lending. John leverages a strong foundation in accountancy from the University of Missouri-Columbia to provide strategic financial solutions. A graduate of the Missouri School of Lending and the Omega Performance Commercial Loans program, he possesses advanced knowledge in credit analysis and risk management. Since 1996, John has been a dedicated member of the Central Bank of Moberly team, committed to fostering local business growth. He is also an honors graduate of the Randolph County EXCEL program.