Experienced Loan Officer dedicated to helping clients achieve homeownership and realtors reach their financial targets. With 19 years in mortgage banking, I offer expertise in a wide range of loan products. Based in Tupelo, MS, I serve clients across Alabama, Arkansas, California, Georgia, Louisiana, Mississippi, Oklahoma, Tennessee, and Texas. As a direct lender, I specialize in FHA, VA, USDA, and Manufactured Home Loans, including FHA 203K and HomePath options. I work with various credit scores, offering USDA loans as low as 620 and other programs starting at 580. Let my experience guide you through the mortgage process.