Your trusted mortgage advisor for life. With 27 years of experience, I empower you to make informed real estate financing decisions. Certified in construction and renovation loans, I specialize in jumbo/portfolio, conventional, FHA, VA, USDA, and first-time homebuyer programs. I guide clients through every step, from initial application to closing and beyond, providing clear explanations and personalized solutions. Award-winning service recognized with multiple Five Star Awards (2014-2018) and numerous production accolades. Let's achieve your homeownership dreams together. Umpqua Bank, Member FDIC and Equal Housing Lender.