Utah Valley University Business Management graduate and Western International University Master's degree holder, offering 20+ years of mortgage and financial expertise. Since 1994, I've guided clients toward achieving their financial and retirement objectives with personalized strategies and dedicated service. As a seasoned Mortgage Broker and former Financial Representative, I prioritize understanding your unique needs to deliver optimal results. Passionate about helping families secure their financial future. Proud husband and father of six. Active in the community and a lifelong sports enthusiast, including golf, softball, and basketball.