**Mortgage Expert | Jacksonville, FL**
Daniel Halvorsen, Area Manager at Bank of England Mortgage, brings 13 years of residential lending expertise to every client. Formerly the top loan officer in Northeast Florida for four years running and a Scotsman Guide Top 100 lender, Daniel has personally funded over $1 billion in loans through a unique referral-based approach. Recognized as a Jacksonville Business Journal Top 40 Under 40 honoree, Daniel leverages his deep market knowledge to guide clients through the mortgage process. A Jacksonville University graduate, Daniel resides in Jacksonville with his family.