Peyton, Colorado homebuyers: Meet Joseph Lutz, your dedicated mortgage expert at Farmers State Bank of Calhan. Joseph provides personalized mortgage solutions, guiding you through every step of the home buying process. With a focus on the Peyton community, he offers in-depth knowledge of the local market and a commitment to finding the best mortgage options for your unique needs. Connect with Joseph between 9 AM and 5 PM to explore your mortgage possibilities and achieve your homeownership dreams.