Seasoned loan officer Joseph Sullivan leverages 18+ years of mortgage and real estate experience to guide clients through the lending process. His unique background blends finance with a strong foundation in computer science and mathematics, providing a data-driven approach to finding optimal loan solutions. Serving California and Arizona, Joseph prioritizes client education and transparent communication, ensuring borrowers feel confident and informed every step of the way. He's committed to understanding individual needs and securing the best possible outcome. Outside of work, Joseph enjoys exploring San Diego Bay and playing guitar.