Newtown, PA homebuyers: Meet Joseph Baganski, your dedicated Loan Officer at Citizens Bank, N.A. Joseph specializes in simplifying the mortgage process, expertly guiding clients to the ideal FHA or Conventional loan solution. Serving the Newtown community, Joseph provides personalized consultations Monday through Friday, 9 AM to 5 PM. He's committed to understanding your unique financial situation and securing the best possible mortgage terms. Contact Joseph today for expert mortgage advice and a seamless home buying experience.