Your trusted mortgage advisor, Joe, guides first-time buyers and seasoned investors through every step of the home loan journey. He provides clear communication and expert advice, ensuring a smooth and informed experience. Joe specializes in a wide range of loan options, including conventional, FHA, VA, USDA, WSHFC, and IHFA loans. He also excels in navigating First-Time Home Buyer programs, Down Payment Assistance in Washington and Idaho, Professional Loan Programs, and Mortgage Credit Certificates. Partner with Joe for personalized solutions and competitive rates.