Bloomington-Normal native and Illinois State University alumnus Josh is your local NMLS-certified loan officer at First State Mortgage. Specializing in first-time homebuyers and Rural Development loans, Josh leverages technology while providing personalized guidance throughout your mortgage journey. He's passionate about simplifying the home buying process and ensuring a smooth, stress-free experience. As part of the 2019 Pantagraph Readers’ Choice #1 Mortgage Company, Josh is ready to answer your questions and help you get prequalified. Contact him today to start your homeownership journey!