Your trusted loan advisor, Josh, simplifies home financing. Specializing in purchase and refinance solutions, I help families achieve homeownership and build lasting financial stability. Benefit from competitive rates, transparent fees, and a free 1-year home warranty. My commitment includes prompt communication, responsive service, and common-sense underwriting. As a direct lender with in-house underwriting, I excel at navigating complex income and credit situations. Licensed in AZ, CA, DC, FL, GA, ID, IL, IN, MI, NC, NJ, OH, PA, SC, TN, and WA. Let's explore your options today!